Too many we think.
We see far too many people texting and driving or otherwise not paying attention while behind the wheel. This can lead to bad things, like car collisions.
If you are looking for a Covington auto accident attorney who helps people when they have been injured in an automobile accident, call us today. My office serves all of St. Tammany Parish.
Before you accept any settlement check offered by an insurance company, you should call us at 985-888-0640 first to discuss your rights to compensation under Louisiana law.
If you were injured in a car accident in Covington, you may be entitled to compensation.
For example, under Louisiana law, you may be entitled to past, present and future medical expenses, in addition to past, present and future lost wages if the accident caused you to suffer those types of losses.
You may also be entitled to compensation for pain and suffering and emotional anguish too.
Hire a personal injury lawyer who is conveniently located in Covington, Louisiana.
We can also drive anywhere in the state to meet you.
We realize there are many lawyers in Covington who claim to handle car accident cases. People choose Kervin Law personal injury lawyers because we give clients the utmost in personal service and attention to their personal injury case.
Our law firm focuses on car accidents, truck crashes and other personal injury cases. If you have been injured in car or truck accident, it is important to remember your rights and things you must do to preserve them.
What to do If You Have Been Injured in Car Accident in Covington:
- Get immediate medical attention if needed.
- Call the police and provide a detailed and thorough account of the car crash.
- Get the Item Number and Crash Report Number so that your attorney can order what is called the “Uniform Crash Report.”
- Get the at-fault driver’s insurance information such as their insurer’s name and policy information so that we can contact them and file a claim
- Call Kervin Law for a free consultation so we can advise you of your rights and duties and help you get the compensation you deserve.
Make sure you get an accident report from the proper law enforcement agency. That may be the Louisiana State Police, St. Tammany Parish Sheriff’s Office or Covington Police Department.
Also be sure you exchange insurance information with the other driver. Under Louisiana law, the person who files a personal injury claim must also have insurance.
If that person does not have car insurance, then the first $15,000 of your claim is eliminated. This is called the “no pay, no play rule.” We have had this rule used against our clients in the past.
We also need to know the name of the automobile insurance company so that we can contact them after the accident. Once we do that, an adjuster is assigned to your case.
Do I Need to Hire a Covington Car Accident Lawyer?
If you have been in a rear end collision, you will want to speak to a Covington personal injury attorney to see what rights and options you have.
We will assist you in the insurance claim process and will work with your adjuster to settle the claim before going to court if possible. If we are unable to settle your claim out of court, we will file a personal injury lawsuit in the proper venue or parish.
We will seek all damages to which you are legally entitled. This may include medical bills, lost wages and court costs, just to name a few categories of compensable damaged.
What types of damages can you get if you’ve been injured in an auto accident?
If you have been injured in an auto accident, you may be able to recover damages from the responsible party to compensate you for your injuries and losses. The types of damages you may be able to recover include:
- Medical expenses: You may be able to recover compensation for past, present and future medical expenses related to your injuries, including hospital bills, doctor’s visits, prescription medications, and physical therapy.
- Lost income: If your injuries prevent you from working, you may be able to recover compensation for lost wages and income.
- Property damage: If your vehicle or other property was damaged in the accident, you may be able to recover compensation for the cost of repairs or replacement.
- Pain and suffering: You may be able to recover compensation for physical pain and emotional suffering resulting from the accident and your injuries.
- Loss of enjoyment: If your injuries prevent you from engaging in activities or hobbies you enjoyed prior to the accident, you may be able to recover compensation for the loss of enjoyment.
- Punitive damages: In some cases, you may be able to recover punitive damages, which are intended to punish the responsible party for particularly reckless or egregious conduct. In Louisiana, this is generally limited to people injured by an intoxicated or drunk driver.
- Property damages: You will be able to recover for your property damages if the at-fault driver is properly insured. You may also be entitled to rental car reimbursement.
The amount of damages you can recover will depend on the circumstances of your case and the severity of your injuries. To ensure that you receive the compensation you deserve, it is important to seek the advice of an experienced personal injury attorney who can help you navigate the legal process and advocate for your rights.
Our office is located at:
Kervin Law, LLC
1978 N. Hwy 190, Suite A,
Covington, LA 70433.
When you need a Car Accident Lawyer in Covington, call us and we will be there for you.
Be sure to hire an accident lawyer who knows Louisiana car insurance rules!
Louisiana car insurance law requires that every driver carry a minimum of $15,000 in liability car insurance if they drive.
Uninsured Motorists coverage, however, is optional.
Louisiana requires drivers to carry liability insurance to cover damages and injuries they cause to others in the event of an accident. However, not all drivers comply with this requirement, and accidents involving uninsured or underinsured motorists can occur.
To protect drivers who are involved in accidents with uninsured or underinsured motorists, Louisiana requires all car insurance policies to include uninsured/underinsured motorist (UM/UIM) coverage, unless the policyholder explicitly declines it in writing.
What are Louisiana’s UM/UIM insurance laws and how do they affect my personal injury claim?
- Minimum coverage limits: The minimum UM/UIM coverage limits in Louisiana are the same as the state’s minimum liability coverage limits. Currently, the minimum limits are $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $25,000 for property damage per accident.
- Stacking: Louisiana does not allow stacking of UM/UIM coverage, unless you meet an exception to this rule. “Stacking” means that if you have multiple vehicles insured under the same policy, you can “stack” the coverage limits to increase the amount of coverage available to you in the event of an accident.
- Notice: If you’re involved in an accident with an uninsured or underinsured motorist, you should promptly notify your insurance company of the accident and provide them with any relevant information or documentation. You car accident lawyer will usually do this for you.
- Time limits for filing a claim: Louisiana has a two-year statute of limitations for filing a UM/UIM claim. This means that you must file your claim within two years of the date of the accident, or you may lose your right to recover damages.
The exception to the Louisiana Anti-Stacking Law occurs when you’re hurt while riding as a passenger in a vehicle that neither you, your resident spouse, nor a resident relative owns.
Call 985-888-0640 to speak to an experienced Covington personal injury attorney.
It’s important to note that these laws can be complex, and the specific details of your UM/UIM coverage may depend on the terms of your insurance policy. If you’re involved in an accident with an uninsured or underinsured motorist, it’s a good idea to consult with an experienced personal injury attorney to help you navigate the claims process and protect your legal rights.
You can read the Louisiana car insurance guide for more details.
