July 2023

Call 985-888-0640 to speak to a personal injury lawyer. What types of cases does a personal injury attorney handle? Personal injury law covers a wide range of legal claims that arise when one person’s negligence, recklessness, or intentional conduct causes harm to another person. Some of the different types of personal injury law include: Car accidents: This is one of the most common types of personal injury cases, which involve injuries or damages resulting from car accidents. Medical malpractice: This involves injuries or damages that result from medical errors or negligence by healthcare professionals. Slip and fall accidents: This involves injuries or damages that occur due to slip, trip, or fall on someone’s property, due to unsafe conditions or negligence. Product liability: This involves injuries or damages resulting from the use of defective products or products that are unreasonably dangerous. Workplace accidents: This involves injuries or damages that occur while at work, such as construction site accidents or injuries caused by unsafe working conditions. Defamation: This involves harm caused by false statements or information that harm a person’s reputation, such as slander or libel. Assault and battery: This involves injuries or damages caused by physical attacks or threats of violence. These are just a few examples of the different types of personal injury law. Personal injury cases can be complex, and it’s important to seek the advice of an experienced personal injury attorney if you believe you have a case. How is an injured person compensated if they have been hurt in an accident and hire an effective personal injury attorney? In a car accident case, there are several types of damages that may be available, including: Medical expenses: This includes the cost of medical treatment for any injuries sustained in the accident, including hospital bills, doctor visits, prescription medications, physical therapy, and any other related expenses. Property damage: This includes the cost of repairing or replacing any property that was damaged in the accident, such as the vehicle or other personal belongings. Lost income: If the accident results in the victim being unable to work, they may be entitled to compensation for lost wages, including both past and future income. Pain and suffering: This includes compensation for physical pain, emotional distress, and any other non-economic damages that were caused by the accident. Punitive damages: Sometimes, punitive damages may be awarded to punish the at-fault party if they were injured by a drunk driver. What is Pain and Suffering damages? Pain and suffering is a category of damages that compensates a car accident victim for the physical and emotional distress they have suffered as a result of the accident. It can include a range of different types of harm, such as: Physical pain: This includes compensation for the actual physical pain and discomfort the victim has experienced due to their injuries. This may include ongoing pain, discomfort, or disability. Emotional distress: This includes compensation for the emotional trauma caused by the accident, such as anxiety, depression, fear, loss of enjoyment of life, and other emotional damages. Loss of consortium: This includes compensation for the impact the accident has had on the victim’s relationships with their spouse or family members, such as loss of companionship, intimacy, or other forms of emotional support. Calculating pain and suffering damages is often a complex process, as it is more difficult to quantify than economic damages such as medical expenses or lost income. Typically, the amount of compensation for pain and suffering will depend on the severity of the injuries, the impact of the injuries on the victim’s life, and other factors specific to the individual case. What are property damage claims? Property damage is a type of damage that is commonly claimed in car accident cases. It includes any damage to personal property that was caused by the accident. This can include damage to the vehicle(s) involved in the accident, as well as any other property that was damaged in the accident, such as bicycles, fences, buildings, or other personal belongings. To recover compensation for property damage, the victim will typically need to show that the at-fault party was responsible for the damage. This may involve providing evidence such as photographs, repair estimates, and other documentation to prove the extent of the damage and the cost of repairs or replacement. In most cases, property damage claims are resolved by the at-fault party’s insurance company, which will typically pay for the cost of repairs or replacement up to the policy limits. If the at-fault party is uninsured or underinsured, the victim may need to pursue compensation through their own insurance policy or through a lawsuit against the at-fault party. In addition to the cost of repairs or replacement, property damage claims may also include other damages, such as the cost of a rental car while the vehicle is being repaired, or the loss of use of the vehicle while it is being repaired. A Covington personal injury attorney can help ensure that the victim receives fair compensation for all property damage and related expenses incurred as a result of the accident. What is a loss of consortium claim? Loss of consortium is a type of damage that may be claimed by the spouse or family members of a car accident victim. It is a legal term used to describe the loss of companionship, affection, and support that occurs when a loved one is injured in an accident. In a car accident case, loss of consortium damages can be claimed by the victim’s spouse or family members to compensate them for the impact that the accident has had on their relationship. This may include compensation for the loss of the victim’s companionship, love, and emotional support, as well as the loss of any household services that the victim provided. To claim loss of consortium damages, the spouse or family member will typically need to demonstrate the impact of the victim’s injuries on their relationship. This may involve providing testimony from the spouse or family member

Too many we think. We see far too many people texting and driving or otherwise not paying attention while behind the wheel.  This can lead to bad things, like car collisions. If you are looking for a Covington auto accident attorney who helps people when they have been injured in an automobile accident, call us today.  My office serves all of St. Tammany Parish. Before you accept any settlement check offered by an insurance company, you should call us at 985-888-0640 first to discuss your rights to compensation under Louisiana law. If you were injured in a car accident in Covington, you may be entitled to compensation. For example, under Louisiana law, you may be entitled to past, present and future medical expenses, in addition to past, present and future lost wages if the accident caused you to suffer those types of losses. You may also be entitled to compensation for pain and suffering and emotional anguish too. Hire a personal injury lawyer who is conveniently located in Covington, Louisiana. We can also drive anywhere in the state to meet you. We realize there are many lawyers in Covington who claim to handle car accident cases.  People choose Kervin Law personal injury lawyers because we give clients the utmost in personal service and attention to their personal injury case. Our law firm focuses on car accidents, truck crashes and other personal injury cases. If you have been injured in car or truck accident, it is important to remember your rights and things you must do to preserve them. What to do If You Have Been Injured in Car Accident in Covington: Get immediate medical attention if needed. Call the police and provide a detailed and thorough account of the car crash. Get the Item Number and Crash Report Number so that your attorney can order what is called the “Uniform Crash Report.” Get the at-fault driver’s insurance information such as their insurer’s name and policy information so that we can contact them and file a claim Call Kervin Law for a free consultation so we can advise you of your rights and duties and help you get the compensation you deserve. Make sure you get an accident report from the proper law enforcement agency. That may be the Louisiana State Police, St. Tammany Parish Sheriff’s Office or Covington Police Department. Also be sure you exchange insurance information with the other driver. Under Louisiana law, the person who files a personal injury claim must also have insurance. If that person does not have car insurance, then the first $15,000 of your claim is eliminated. This is called the “no pay, no play rule.” We have had this rule used against our clients in the past. We also need to know the name of the automobile insurance company so that we can contact them after the accident. Once we do that, an adjuster is assigned to your case. Do I Need to Hire a Covington Car Accident Lawyer? If you have been in a rear end collision, you will want to speak to a Covington personal injury attorney to see what rights and options you have. We will assist you in the insurance claim process and will work with your adjuster to settle the claim before going to court if possible. If we are unable to settle your claim out of court, we will file a personal injury lawsuit in the proper venue or parish. We will seek all damages to which you are legally entitled. This may include medical bills, lost wages and court costs, just to name a few categories of compensable damaged. What types of damages can you get if you’ve been injured in an auto accident? If you have been injured in an auto accident, you may be able to recover damages from the responsible party to compensate you for your injuries and losses. The types of damages you may be able to recover include: Medical expenses: You may be able to recover compensation for past, present and future medical expenses related to your injuries, including hospital bills, doctor’s visits, prescription medications, and physical therapy. Lost income: If your injuries prevent you from working, you may be able to recover compensation for lost wages and income. Property damage: If your vehicle or other property was damaged in the accident, you may be able to recover compensation for the cost of repairs or replacement. Pain and suffering: You may be able to recover compensation for physical pain and emotional suffering resulting from the accident and your injuries. Loss of enjoyment: If your injuries prevent you from engaging in activities or hobbies you enjoyed prior to the accident, you may be able to recover compensation for the loss of enjoyment. Punitive damages: In some cases, you may be able to recover punitive damages, which are intended to punish the responsible party for particularly reckless or egregious conduct.  In Louisiana, this is generally limited to people injured by an intoxicated or drunk driver. Property damages:  You will be able to recover for your property damages if the at-fault driver is properly insured.  You may also be entitled to rental car reimbursement. The amount of damages you can recover will depend on the circumstances of your case and the severity of your injuries. To ensure that you receive the compensation you deserve, it is important to seek the advice of an experienced personal injury attorney who can help you navigate the legal process and advocate for your rights. Our office is located at: Kervin Law, LLC 1978 N. Hwy 190, Suite A, Covington, LA 70433. When you need a Car Accident Lawyer in Covington, call us and we will be there for you. Be sure to hire an accident lawyer who knows Louisiana car insurance rules! Louisiana car insurance law requires that every driver carry a minimum of $15,000 in liability car insurance if they drive. Uninsured Motorists coverage, however, is optional. Louisiana requires drivers to carry liability insurance to cover damages and injuries

The History of I-12 in Louisiana. Interstate 12 (I-12) is a major east-west highway that runs through Louisiana, connecting the cities of Baton Rouge and Slidell. The history of I-12 dates back to the mid-20th century when the Interstate Highway System was first proposed by President Dwight D. Eisenhower. In Louisiana, the construction of I-12 began in the 1960s and was completed in the 1970s. The highway was built to provide a high-speed route between Baton Rouge and New Orleans, and to serve as a bypass around the congested I-10 corridor through the center of New Orleans. The construction of I-12 involved extensive engineering and construction work, including the building of numerous bridges, overpasses, and interchanges. The highway also required significant land acquisition, with some property owners losing their homes and businesses to make way for the new road. Since its construction, I-12 has become a vital transportation link for Louisiana, serving as a major route for commerce, tourism, and commuting. The highway has also undergone several upgrades and improvements over the years, including the addition of new interchanges, widening of lanes, and resurfacing of pavement. Despite its importance, I-12 has also been the site of many serious accidents over the years, with some sections of the highway experiencing higher rates of crashes than others. As a result, the Louisiana Department of Transportation and Development has implemented various safety measures, including adding more lighting, rumble strips, and guardrails to improve safety on the road. I-12 has a history of serious car and truck accidents. One of the main reasons for these accidents is the high volume of traffic that travels on the road, particularly during peak commuting hours. One section of I-12, known as the “Hammond curve,” has been the site of numerous accidents and fatalities over the years. This section of the highway is a sharp curve that has been the site of many accidents due to drivers losing control of their vehicles, especially during wet or icy conditions. In addition to the Hammond curve, other sections of I-12 have also been the site of serious accidents, including the stretch of the highway that runs through the city of Baton Rouge. This section of the highway has experienced high rates of crashes due to the heavy traffic volume, as well as the many exits and interchanges that can be confusing for drivers. To improve safety on I-12, the Louisiana Department of Transportation and Development has implemented various safety measures, including adding more lighting, rumble strips, and guardrails. Additionally, the department has increased police patrols and speed enforcement in high-risk areas of the highway, and has worked to educate drivers about safe driving practices. Despite these efforts, accidents continue to occur on I-12, highlighting the ongoing need for improvements to the highway and for drivers to exercise caution and obey traffic laws while traveling on the road. You can check out the Northshore Traffic Twitter feed for more details on traffic in the parish. If you are looking for an I-12 truck accident lawyer, call us today.  I can advise you if you have been injured by a big truck anywhere in St. Tammany Parish, Louisiana. What types of injuries can occur in a big truck collision on I-12? One type of injury is called “multiple blunt force trauma.” Multiple blunt force trauma is a medical condition that results from a person receiving multiple blows or impacts to the body, typically caused by a traumatic event such as a car accident, fall, or physical assault. Blunt force trauma occurs when an object strikes the body with force, causing injury to the tissues, bones, and organs. Multiple blunt force trauma is a severe and potentially life-threatening condition that can cause a wide range of injuries, including broken bones, internal bleeding, and damage to internal organs such as the brain, liver, or kidneys. Depending on the severity and location of the injuries, multiple blunt force trauma can also cause shock, which is a life-threatening condition that occurs when the body’s vital organs do not receive enough oxygen and nutrients. Treatment for multiple blunt force trauma depends on the extent and severity of the injuries. In some cases, emergency medical care may be required to stabilize the patient’s condition and prevent further injury. Treatment may include surgery to repair broken bones or internal injuries, blood transfusions to replace lost blood, and other supportive measures to manage pain and prevent infection. Recovery from multiple blunt force trauma can be a long and difficult process, and may require extensive rehabilitation and physical therapy to regain strength and function. In some cases, the injuries may be so severe that the patient may not fully recover or may experience permanent disability or chronic pain. Another type of injury that can occur in an 18 wheeler collision is a Traumatic Brain Injury. A traumatic brain injury (TBI) is a type of injury that occurs when an external force causes damage to the brain. This type of injury can range from mild to severe, and can have long-lasting effects on the victim’s physical, cognitive, and emotional functioning. TBIs can be caused by a variety of factors, including falls, car accidents, sports injuries, and acts of violence. The severity of a TBI depends on the extent and location of the damage to the brain, and can result in a range of symptoms, including: Headaches Dizziness Nausea or vomiting Fatigue or drowsiness Difficulty sleeping Sensitivity to light or sound Memory loss or confusion Mood swings or changes in personality Difficulty with concentration or attention Motor coordination problems Severe TBIs can result in more serious symptoms, such as coma or prolonged unconsciousness, seizures, and paralysis. The treatment and recovery process for a TBI depends on the severity of the injury and the specific symptoms experienced by the victim. Treatment may involve a combination of medications, rehabilitation therapy, and other supportive care. In some cases, the effects of a TBI may be long-lasting or permanent, requiring ongoing care and support. An experienced personal injury

Have you been injured by a doctor or clinic for performing transgender surgeries or treatments on you when you were a minor?  Call us to discuss your options.

If you are facing debt lawsuits or debt collection threats, give me a call to discuss your non-bankruptcy options. I have years of experience helping people get out of or negotiate down significant unsecured and secured debts. These debts might include credit card bills, medical bills, second mortgages or other similar types of debts. Here are 5 key points I should know about fair debt collection practices act: 1. The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive debt collection practices. 2. The FDCPA prohibits debt collectors from engaging in unfair, deceptive, or abusive practices when attempting to collect a debt. 3. Debt collectors are not allowed to contact you at inconvenient times or places, such as before 8 a.m. or after 9 p.m., or at your place of employment. 4. Debt collectors are not allowed to threaten or harass you, use profane language, or make false statements. 5. The FDCPA also requires debt collectors to provide you with written notice of the debt within five days of contacting you. Here are 5 key points I should know about the fair credit reporting act: 1. The Fair Credit Reporting Act (FCRA) is a federal law that was enacted in 1970 to protect consumers from inaccurate or incomplete information in their credit reports. 2. The FCRA requires credit reporting agencies to provide consumers with access to their credit reports and to correct any errors or omissions. 3. The FCRA also requires credit reporting agencies to provide consumers with a notice of their rights under the law. 4. The FCRA also limits the amount of time a negative item can remain on a credit report (7 years for most items). 5. The FCRA also requires credit reporting agencies to provide consumers with a free copy of their credit report once every 12 months. Call me at 985-888-0640 to discuss an affordable solution to your debt concerns.